MTAA Super members can choose from a mix of investments in different asset classes.  You can choose between our professionally selected Pre-Mixed Options, or the My Choice Options; alternatively you can choose a combination.

Members have eight superannuation investment options to choose from:

These options allow you to allocate your superannuation money across a mix of some or all options or just one option. When you make your choice, you can then decide whether this choice applies to one or both of the following:

• existing account balance; and/or
• future super contributions including rollovers, salary-sacrifice, and voluntary contributions.

Pre-mixed option asset allocation
The Pre-mixed Options (Balanced, Growth, Conservative and Target Return) are spread across different asset classes. The actual asset allocation of the Target Return, Growth and Conservative Options are rebalanced to reflect their respective strategic asset allocations. However, the actual asset allocation for the Balanced Option will not always align with its strategic asset allocation.

You should also be mindful that the actual asset allocation for the Balanced Option may differ from its strategic asset allocation because of market fluctuations from time to time, new investment opportunities and irregular levels of cash flow. For example, when the share market falls, the proportion of the allocation in the Balanced Option to equities will decrease and the allocation to other asset classes in the option will correspondingly increase. While the Trustee seeks to ensure that such variations between the actual and strategic asset allocations of the Balanced Option are managed within the ranges, in times of extreme market volatility the divergence between the actual and strategic asset allocations can be quite significant.

My Choice Option asset allocation
The pure Market Linked Portfolio options are International Shares, Australian Shares, Diversified Fixed Interest and Cash. The actual asset allocations of these investment options reflect each of their respective strategic asset allocations.

Making an informed choice

There is much to consider when making decisions about superannuation and MTAA Super wants you to be well informed. We can help you with information and general advice, but we recommend that you also seek professional advice. As an MTAA Super member you have access to fee for service financial planning advice through Industry Fund Financial Planning. Contact us on 1300 362 415 and we'll put you in touch with a financial adviser.