Member Investment Choice (MIC) provides MTAA Super members with a range of investment options. Members can select between our professionally selected pre-mixed options, or ‘My Choice’ our design-your-own strategy. You can even choose a combination of these two approaches.

Members have eight investment options to choose from:

These options allow you to allocate your superannuation money to one option, or diversify across a range of options. When you make your choice, you can then decide whether this choice applies to your:

• existing account balance; and/or
• future contributions including rollovers, salary-sacrifice, employer and voluntary contributions.

How do I choose?

The key to choosing the right investment strategy for you is deciding the rate of return you want, balanced against the amount of risk you are prepared to accept. All investment strategies involve risk but, in general, the greater the risk, the greater the expected return associated with that investment. Similarly, low-level risk investments usually provide lower returns.

If you do not make an active choice, your money will be invested automatically in the following default funds:

• Balanced Option for super members
• Conservative Option for pension members

Making an informed choice

We recommend you seek professional advice, and read our Investment Reference Handbook.  Request a copy, view or download one or call us on 1300 362 415 and we’ll send it to you.  

Remember, you should review your choice regularly to ensure it matches your changing circumstances. Making an investment choice and switching monthly between the different options is free.