Crediting Rate 2007-2008: 2.49%

Objective: The Growth Option seeks high long-term returns through controlled exposure to specific risk, with stable returns over a seven-year period. The objective is to out-perform (after fees and tax) the consumer price index increase plus 5 per cent a year over rolling seven-year periods.

Strategy: This option seeks high returns in the medium to long term for acceptable risk. The strategy is to maintain substantial diversified exposure to specific risk, with some market risk.

The option invests mainly in the Target Return Portfolio, which provides high expected returns through managed exposure to specific risk. Investments within the Target Return Portfolio are diversified across asset clusters and can have exposures to varied risk factors.

Level of risk: High. This option is likely to exhibit return volatility in the short term and might produce negative returns from time to time. It has exposure to specific risk and market risk.

Typical investor: Members who are able to take on above-average risk with a seven-year or longer investment time horizon.

Superannuation Rolling Crediting Rates

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