Superannuation Rolling Crediting Rates 07/08

Objective: The International Shares Option seeks high returns in the long term through an exposure to global market risk. It aims to out-perform the return of the MSCI World ex-Australia International Equity Index (before fees and tax).

Strategy: This option seeks high returns in the long term. The objective is to maintain a substantial diversified exposure to global market risk. The option consists of listed overseas shares in developed and emerging markets. This option is subject to exposure in currency movements. The hedging policy is regularly reviewed and set according to expected longer term market conditions.

Level of risk: Very high. This option is likely to exhibit return volatility in the short term and might produce negative returns from time to time. The option has significant exposure to global market risk and is subject to a high degree of market risk through daily movements in the market value of listed equity and underlying currency movements. This results in higher volatility of returns in the medium term in comparison with other options.

Typical investor: Members who are able to take on above-average risk with an investment horizon of at least seven years.

For any queries, please call us on 1300 362 415